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Can you design a LIC Policy Calculator using Excel?

Can you design a LIC Policy Calculator using Excel?

by Monika Sharma - Number of replies: 89

While Designing an Online LIC Surrender Value Calculator please follow some points given below:

  1. Choose the Policy Year Less Than the Policy Term.
  2. Policy Year means after how many years you want to Surrender Your Policy
  3. Policy Term Means How Long is Your Policy Term (Payment Term).
  4. Premium Paid for 1 Year, this is only Single Year Value, If your Policy is Monthly/Quarterly please add those values together for a single year and then enter.

What is Surrender Value Calculator?

LIC Surrender Value Calculator is a tool that helps you to calculate how much money you will get back out of the amount of Premium you have paid for your LIC policy till now.

For Example:- you Paid for the first 5 Years (Policy Year) out of your LIC Policy Term of 15 Years (Policy Term) and your Yearly Premium was ₹15,000/- (Premium Paid for 1 year); Now, based on this information the calculator below will show how much money you will get back if you submit the LIC Policy Surrender Form no.5074, to the LIC Office.

You can use the table value for the surrender return given at this source


I am expecting your Excel samples in the Comment section.


In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Tenac Griron -

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In reply to Tenac Griron

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -

This explanation is incredibly helpful for understanding LIC policy surrender calculations. Super clear! 🙌 While we're diving deep into Excel sheets, if you need a fun break, check out Crazy Cattle 3D — it's a hilarious and chaotic game where sheep go wild! Perfect balance for number crunchers and game lovers alike. 🐑📊🎮

In reply to Monika Sharma

જઃ Can you design a LIC Policy Calculator using Excel?

by Amora Potter -

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In reply to Amora Potter

Re: જઃ Can you design a LIC Policy Calculator using Excel?

by hiked07 hiked07 -

That's an interesting idea, Amora! I'm not sure about Excel for that specifically, but it could be a fun project. If it gets too tedious, maybe take a break and explore the updated landscapes in Elder Scrolls IV, Oblivion Remake ? Good luck!


In reply to Amora Potter

Re: જઃ Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This explanation is incredibly helpful for understanding LIC policy surrender calculations. Super clear! 🙌 While we are diving deep into Excel sheets, if you need a fun break, check out crazy cattle 3d — it's a hilarious and chaotic game where sheep go wild! Perfect balance for number crunchers and game lovers alike. 🐑📊🎮
In reply to Amora Potter

જઃ Can you design a LIC Policy Calculator using Excel?

by xiao jia -

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by cur sor -

This looks like a helpful guide for anyone trying to figure out their LIC surrender value! I'm curious to see what Excel templates people come up with. Maybe I'll try making one myself!  

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Drew Grant -

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Drew Grant -
Tip: add dropdowns to stop users mixing policy year and term. Once the logic’s tight, reward yourself with a quick inning on Baseball Bros IO 
In reply to Drew Grant

Re: Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

જઃ Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Chen test -

Interesting! Building a LIC policy calculator in Excel seems like a cool project. I'm curious to see what kind of formulas people come up with. Might give it a try myself! Crazy

In reply to Monika Sharma

જઃ Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by yx chen -
Wow, this is super helpful! I've been meaning to figure out my LIC policy surrender value. Seeing everyone's Excel ideas is pretty cool. Might just try building my own calculator! I've recommended Destiny Matrix to all my friends. The insights into personal challenges and growth opportunities are incredibly specific and actionable.
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Anthony Mucha -

LIC Surrender Value Calculator is a tool that helps you to calculate how much money you will get back out of the amount of Premium you have paid for your LIC policy till now. Sprunki Wenda Treatment

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by bobo zhong -

While designing an LIC surrender calculator, embrace the chaotic charm of brainrot clicker—where absurdity meets functionality. Just as the game mocks mindless tapping with sentient pizzas, your tool should simplify complex surrender math (like policy years vs. term) into meme-worthy clarity. Add a dash of brainrot humor: let users ‘upgrade’ inputs like they’re unlocking philosophical meatballs. Bonus points for satirizing Excel dependency—why not embed a table-value meme instead of boring samples? Remember, even surrender forms deserve a chaotic Italian twist. ‘Mamma mia, 15 years of premiums? Time to calculate my escape

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Zoe Li -

Nice post about Excel calculations! I've tried making similar tools before. By the way, if you need a break from numbers, PLGAM has some fun games to relax with. Thanks for sharing these Excel tips - really helpful for financial planning.

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by iyouth daiiii -
Thank you for sharing this resource — blended learning is absolutely vital for skills training in today’s landscape.

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -

Wow, such a detailed breakdown on LIC surrender value logic—thanks for sharing! 💡 If anyone’s into wild and wacky gaming breaks after crunching Excel formulas, I highly recommend checking out Crazy Cattle 3D — explosive sheep and chaos await 🐑🔥. Balance your numbers with some laughs! 😄

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
Wow, such a detailed breakdown on LIC surrender value logic—thanks for sharing! 💡 If anyone’s into wild and wacky gaming breaks after crunching Excel formulas, I highly recommend checking out crazy cattle 3d — explosive sheep and chaos await 🐑🔥. Balance your numbers with some laughs! 😄
In reply to Monika Sharma

జవా: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

જઃ Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to gateszhang aaaaa

જઃ Re: Can you design a LIC Policy Calculator using Excel?

by xiao jia -

Looking for a fast and easy way to isolate vocals from any song? Try Voice Isolator – a free online tool that lets you separate vocals and instrumentals in just one click. Perfect for music producers, content creators, and anyone working with audio. No downloads, no hassle – just clean, isolated sound!

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by gateszhang aaaaa -
This guide on LIC policy calculations is excellent – very informative and practical! If anyone enjoys smart financial tools, you’ll definitely love Crazy Cattle 3D too – it’s a fun and strategic game experience where you lead explosive sheep in a hilarious battle royale. Worth a look while taking a break from Excel! 😄

crazy cattle 3d
In reply to Monika Sharma

જઃ Can you design a LIC Policy Calculator using Excel?

by awei awei -

Been using LIC policies for 8+ years. Your Excel approach is spot-on. I've added inflation adjustment (6% annually) and break-even analysis to my version.

Quick tip: For policies surrendered after 7 years, consider policy loans instead - usually better than 40% surrender loss.

Just printed this guide with my custom book embosser for client documentation. Planning to integrate similar calculator into our CRM.

Would love to see your Excel template!

#LIC #FinancialPlanning

Attachment LIC.png
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by zhao hu -

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by tacoco xtoolkit -

That's a pretty cool idea for an era calculator to figure out what you'd get back from your LIC policy!

In reply to tacoco xtoolkit

Re: Can you design a LIC Policy Calculator using Excel?

by iyouth daiiii -

Really appreciate the structured approach shared here — especially useful for learners who value clear goals and feedback loops.


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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Jamesfs sdGaulke -
This is a super helpful and clear guide! Trying to get all the logic right for financial calculators like this can seriously make my head spin.

Here’s a weird tip for when you're deep in thought, staring at formulas and surrender value tables, and your brain just hits a wall: take a 30-second "idiot break."

I keep https://spacebarclickerhub.com open for exactly this reason. It has absolutely nothing to do with finance—it's just a mindless spacebar speed test. But it's perfect for completely disengaging your brain, doing something physical and stupidly simple for a moment, and then coming back to the problem with fresh eyes.

Sounds silly, but it works when you're trying to debug a calculation or just need to reset. Keep up the great, detailed posts!
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Jamesfs sdGaulke -
This is a great, detailed breakdown for the calculator logic. Honestly, trying to get all the rules right for financial tools like this can make your brain completely short-circuit.

Here’s a slightly weird tip for when you're staring at surrender value tables or debugging a formula and just hit a mental wall: I take what I call a "30-second brain-dump break."

I keep spacebarclicker open for this exact purpose. It has absolutely nothing to do with LIC or finance—it's just a mindless spacebar clicking game. But it’s perfect for disengaging from the numbers, doing something purely physical for a moment, and then coming back to the problem with a fresh perspective.

Just a thought that might help anyone else who gets stuck in the weeds with data and formulas. Great guide!
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by D d -

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

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In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by duo duo -

This is super interesting, Monika! Designing an Excel-based LIC calculator sounds incredibly useful. I wonder if you could even add some cool visual elements to it, maybe like a little progress bar that animates? Speaking of design, for any quick visual flair, I always think of <a href="https://wigglypaint.org/">wigglypaint</a> for easy GIF animations!

In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by Zoe Li -
हे छान वाटतंय. मी Image To Word वापरतोय आणि ते खूप चांगलं आहे, पण तुझा LIC कॅल्क्युलेटर आव्हानात्मक वाटतोय. तुझी एक्सेल सॅम्पल्स पाहायला मजा येईल. 👍
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by jammy lee -
Hi Monika, designing an LIC Policy Calculator in Excel sounds incredibly useful! That's a great challenge. After tackling all those complex calculations, sometimes it's nice to unwind with something completely different, like a fun game of Merge Rot! It's a different kind of brain exercise.
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by jammy lee -
Hey Monika, building an LIC policy calculator in Excel sounds incredibly useful! It's amazing what you can do with spreadsheets. Speaking of managing data, I bet keeping track of different policy options or client lists could get tricky. That's where a tool for list compare would really come in handy!
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

by jammy lee -
This is such a practical topic! Excel truly is powerful for building tools like a LIC calculator. It reminds me how much we rely on smart solutions. Speaking of smart solutions, for complex problems or even just brainstorming, an AI Prompt Generator can be incredibly useful to get precise AI responses.
In reply to Monika Sharma

Re: Can you design a LIC Policy Calculator using Excel?

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